스마트 환경에서의 전자금융거래와 소비자 보호

As smartphone becomes a necessity in the information age, it began to be a significant portion of the financial transaction with mobile shopping. However, consumers are more concerned about the mobile financial accidents as they use smart-phones in banking, securities, insurance and other service areas as well as mobile shopping. As financial transaction size in mobile banking, mobile card, mobile smart trading and mobile shopping increases, the accident damage is also expected to increase. Thus, proactive countermeasures against this situation are needed. Compared to conventional electronic transaction system environments, more intelligent hacking techniques revealed a more complicated problem of security, so it is needed countermeasures to minimize adverse effect from the use of smartphone. This study discusses mobile financial liability based on accident cases and recent revised electronic financial transactions law.