지폐 사용 시 나타나는 대응반응의 심리적 기제

The present study aimed to examine a psychological mechanism of matching response replicated in the previous study in using bills with large and small denominations. Matching response refers to the phenomenon that purchase intention increases as the price of product matches denomination of bills. In study 1, it was investigated if matching response still appeared when respondents had a choice of how to pay for a product, and if matching response appeared in a different degree when a price was just for one product or it consisted of several products. And the respondents were asked to write down their reason for choosing a certain way of paying. The results showed that matching response still appeared when the respondents had a choice of paying bills and it appeared most frequently when the price of one product matched the denomination of bill. The analysis of the open question showed that people chose a certain way of paying mostly to minimize transaction cost. Based on the results of study 1, study 2 tested if a product price acted as a prime facilitating recognition of a matching bill and perceptual fluency brought by priming increased intention to use a matching bill. The result supported priming effect. In conclusion, implication of the results and limitations of the study were discussed.